Promises Are Verbal.
Likhat Makes Them Permanent.

The digital witness for loans, advance payments, and contracts in Pakistan.

Available on Play Store & App Store.
Agreement Details πŸ”’ Locked
AH
Ali Hassan
CNIC: 35201-xxxxxxx-x
Qarz-e-Hasana Loan
PKR 100,000
Repayment schedule set for 6 monthly installments.
Confirmed by Both Parties

WhatsApp is for Chatting.
Likhat is for Documenting.

A verbal conversation is not a record. Compare how informal chats fail versus how Likhat secures your transactions.

Feature WhatsApp Chats Likhat Records
Permanence ❌ Chat history can be deleted βœ… Immutable. Locked once confirmed.
Structure ❌ Unstructured screenshots βœ… Clear fields for loans & contracts.
Identity ❌ Easily changed phone numbers βœ… Anchored to CNIC & phone details.
Sign-off ❌ One-sided statements βœ… Bilateral confirmation required.
Retrieval ❌ Lost in scroll history βœ… Centrally organized dashboard.

The Agreements We Document

Snappy documentation for everyday Pakistani transactions.

Interest-Free Loans (Qarz-e-Hasana)

"Lending PKR 100,000 to a family member."
Document repayment dates to protect relationships from forgotten promises.

Bayana / Advance Payments

"Paying PKR 50,000 advance to reserve a car or item."
Secure instant digital receipts before paying cash to a seller.

Service Agreements

"Hiring a contractor or home renovator."
Lock in scope of work and payment terms before tools are touched.

Freelancer Contracts

"Designing a layout or writing code for a client."
Document payment milestones to avoid getting blocked on WhatsApp.

Amanat / Safekeeping

"Safekeeping family gold or business cash."
Register weights and details formally before handovers.

Transaction Records

"Trading goods, electronics, or wholesale items."
Keep a structured record of trade parameters for both sides.

Self-Declared Accountability

Likhat documents self-declared CNIC and phone details. We are not a government agency, we do not verify identity databases, and we do not guarantee legal enforceability.

By writing down identity numbers next to terms, you add seriousness and mutual accountability to verbal agreements.

Identity Anchoring

CNIC and contact details are bound to the record.

Permanent Stamp

Agreements are stamped with the date and time.

Structured Intent

Prompts help specify exact amounts and dates.

Immutable Log

Terms cannot be changed after mutual lock.

Clear documentation is the foundation of trust.

The Path to Permanent Record Keeping

Establish mutual agreements in four structured steps.

Verify Profile Step 1
Legal Name
Ali Hassan
CNIC Number
35201-1234567-1
CNIC Photos (Front & Back)
Front.jpg
Back.jpg
Submit Profile
1

Verify Profile

Upload CNIC number and photos to unlock verified digital drafting.

Connect & Consent Step 2
🀝
Mutual Consent
Formally accept consent to securely share CNICs for agreement integrity.
Partner Accepted
Accept Consent
2

Connect & Consent

Connect with a partner. Both parties must accept consent before writing.

Draft Agreement Step 3
Agreement Type
Qarz-e-Hasana Loan
Amount (PKR)
100,000
Repayment Date
31 Dec 2026
Share Draft
3

Draft Agreement

Select your transaction type, input terms, amounts, and dates.

Sign & Complete Step 4
πŸ”’ Locked & Finalized
Borrower: Ali Hassan
Lender: Umar Malik
πŸ“„ Receipt Uploaded
View Certificate
4

Sign & Complete

Draw digital signatures, upload receipts, and finalize the secure record.

The Cost of Verbal Trust

When verbal agreements fall apart in Pakistan, relationships break.

"He was family. When I asked for the loan back, he claimed it was a gift."
Family Loan Dispute
"I delivered the code. The client blocked me on WhatsApp."
Freelancer Betrayal
"The contractor left mid-way and demanded double the budget."
Contractor Conflict
"Paid 50k bayana. The seller sold the item to someone else."
Bayana Misunderstanding
"Gold safe weight was short when returned. Friendship ended."
Amanat Disagreement

Trust Built on Clarity

Say goodbye to informal verbal uncertainty.

Clear Expectations

Both parties know exactly what they signed up for: no forgotten dates or shifting values.

Relationship Protection

Prevent the awkward misunderstandings that tear family bonds and long-term friendships apart.

Mutual Accountability

Self-declared CNIC and phone details bring seriousness to agreements from day one.

Confidence in Deals

Pay advances, safekeep items, or hire service providers with complete peace of mind.

β€œWe don’t need more laws. We need more witnesses. Likhat is the digital witness that never forgets.”

Pakistan Deserves Higher Standards.

Do not wait for a misunderstanding to happen. Get Likhat and document your first agreement in less than three minutes.

Get the App
Available on Play Store & App Store.
Loan Records Freelance Protection Advance Receipts Amanat Documentation Service Agreements

Designed for real transactions,
not ideal ones.

We operate in a country where the informal economy is the lifeblood, yet it remains the most vulnerable. Likhat is built for how trust actually works hereβ€”bridging the gap with technology that respects our culture while demanding modern accountability.